Planning for Your Future:

Expert Financial Guidance for Gibraltar’s High Net Worth Residents

As a High Net Worth (HNW) individual, ensuring that your wealth is strategically managed and protected is key to securing the financial future you deserve.

Gibraltar’s unique position as a hub for international business, combined with its favourable tax regime, makes it an attractive place to grow and preserve wealth.

However, navigating the complexities of financial planning, tax efficiency, and investment management requires expert insight and a trusted partner.

As a UK-regulated Chartered Financial Planner with years of experience working with HNW clients, I am uniquely positioned to help Gibraltar residents make the most of their wealth, both now and in the future.

Whether you’re looking to optimise your investments, protect your legacy, or structure your wealth in the most tax-efficient way, my comprehensive financial planning services can provide the tailored solutions you need.

Why Work with a Chartered Financial Planner?

Achieving Chartered status in financial planning represents the gold standard in professionalism and expertise within the industry.

It means that I am committed to upholding the highest standards of integrity, ethics, and technical proficiency. As a Chartered Financial Planner, I can offer you:

  • Tailored Financial Advice: No two clients are alike, and your financial plan should reflect your unique circumstances and goals. Whether your priority is protecting your wealth, planning for retirement, or maximising returns on investments, I will create a bespoke strategy designed around your needs.
  • Holistic Wealth Management: Financial planning goes beyond investments. It’s about looking at your entire financial picture, from tax planning and retirement strategies to estate planning and inheritance considerations, ensuring every aspect of your wealth is optimised.
  • Tax-Efficient Strategies: Gibraltar’s tax-efficient environment offers a range of opportunities for HNW individuals to preserve and grow their wealth. I work closely with my clients to develop strategies that leverage Gibraltar’s unique advantages while ensuring compliance with UK and international tax regulations.
  • Global Perspective, Local Insight: As a UK-regulated financial planner, I bring a global perspective to wealth management, which is crucial for expatriates, global entrepreneurs, or anyone with international ties. At the same time, my understanding of Gibraltar-based clients allows me to offer local insight, ensuring your plan is optimised for the opportunities and challenges specific to this region.

Russell Hammond FPFS FCSI
Chartered Financial Planner, Chartered Investment Adviser

Who I Work With

My services are designed for individuals and families with significant wealth who are looking for sophisticated financial advice.

This includes:

Business owners and entrepreneurs

Helping you structure your wealth for growth, succession planning, and exit strategies

Expatriates and global investors

Ensuring that your cross-border financial needs are met with the right blend of UK and international expertise.

Families looking to protect their legacy

Developing tailored estate and inheritance plans to ensure that your wealth is passed on in the most tax-efficient way.

Your Financial Future, Secure and Strategised

With financial markets evolving constantly and the legislative landscape shifting, it’s more important than ever to have a trusted financial partner by your side. As a Chartered Financial Planner, I offer a clear, structured approach to managing your wealth. My goal is to help you enjoy peace of mind, knowing that your financial future is in good hands, while also taking full advantage of the opportunities Gibraltar provides.

Let’s Start a Conversation

I understand that wealth management is deeply personal, and my approach is built on understanding what matters most to you. If you’re a High Net Worth resident of Gibraltar looking for expert, tailored financial advice, I invite you to get in touch. Let’s explore how we can work together to preserve, grow, and protect your wealth for generations to come.

Contact me today for a complimentary initial consultation, where we can discuss how my services can add real value to your wealth and financial planning, ensuring your family’s financial future is secure.

Russell Hammond FPFS FCSI
Chartered Financial Planner, Chartered Investment Adviser
+44 754 5060690
russell.hammond@aesinternational.com

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About AES Adviser

AES Adviser advises expatriate clients worldwide on all financial planning matters including wealth management, estate planning, offshore bank accounts, savings and investment, insurance, multi-generational wealth transfer and generating income, from wealth accumulated, to support retirement.